Abstract:
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Crafting a financial plan plays a key role in the lives of individuals, families, and organizations, allowing
them to achieve their financial goals in the short and long term. This process involves the structuring of
revenues, expenses, investments, and financial objectives, helping the conscious use of resources, avoiding
unnecessary indebtedness, and establishing a solid and secure financial future (ALBUQUERQUE;
SOEIRO; CARNEIRO, et al., 2022; OLIVEIRA, 2023; BRIDGES; COAST; RANGEL, 2022). |